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|FHA Mobile Home Loan - FHA Home Loan - FHA Mobile Home Loans
|BENEFITS OF AN FHA MORTGAGE
FHA insures loans that might not ordinarily be possible for
owners of manufactured (mobile) homes on land tied by deed
and mortgage. Given the current climate of lowered home values,
the benefits of an FHA loan are numerous.
FHA is more forgiving of credit issues than conventional
financing. Though many buyers and homeowners may have
great credit, available home equity or down payment requirements
are one of the key reasons many well qualified customers
choose an FHA mortgage.
Purchase mortgages require only a 3.5% down payment,
and refinance mortgages can go up to 97.75% loan-to-value.
If you presently have an existing FHA loan, a streamline refinance
is for you. Low documentation and, most often, no appraisal
requirement makes an straight rate and term
refinance extremely easy.
Of course, conventional financing is available and is
typically value and FICO score driven. If you have a large
down payment or adequate equity in your home,
this is still a fine option.
In any case, homes are required to have a permanent foundation
versus a tied down and skirted home.
Our lender priority is to help you get the best current interest rate
to purchase or improve the terms of your existing mortgage.
So, let one of our our loan specialists advise you of all
your options when purchasing or refinancing your
manufactured (mobile) home tied to land.
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FHA Mobile Home Land Loan - FHA Manufactured Home Loan
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